ऑन-रोड किंमत कॅल्क्युलेटर
कार किंवा बाइकच्या ऑन-रोड किमतीचा अंदाज घ्या: रोड टॅक्स, आरटीओ, विमा, FASTag आणि टीसीएस
| बाब | रक्कम |
|---|---|
| एक्स-शोरूम किंमत | ₹८,००,००० |
| रोड टॅक्स (१०%) | ₹८०,००० |
| नोंदणी आणि आरटीओ शुल्क | ₹२,५०० |
| विमा | ₹३५,००० |
| फास्टॅग | ₹५०० |
| ऑन-रोड किंमत (अंदाजे) | ₹९,१८,००० |
हे पूर्णपणे आपल्या ब्राउझरमध्ये चालते. आपण टाइप किंवा अपलोड केलेले काहीही आम्हाला पाठवले जात नाही किंवा साठवले जात नाही.
हे निकाल सर्वसाधारण मार्गदर्शनासाठी आहेत. कोणत्याही महत्त्वाच्या गोष्टीवर अवलंबून राहण्यापूर्वी ती कृपया तपासून घ्या. वापराच्या अटी
भाषांतर तयार होईपर्यंत खालील मार्गदर्शक इंग्रजीत आहे.
कसे वापरावे
- कार किंवा दुचाकी निवडा आणि डीलरच्या कोटेशनमधील किंवा कंपनीच्या वेबसाइटवरील एक्स-शोरूम किंमत भरा. वाहन इलेक्ट्रिक असेल तर इलेक्ट्रिक वाहन चालू करा.
- आपले राज्य आणि वाहनाचा किंमत गट यांनुसार आपल्या राज्याचा रोड टॅक्स (%) भरा. तो आपल्या राज्याच्या परिवहन विभागाच्या वेबसाइटवर किंवा डीलरच्या आरटीओ तपशिलात मिळेल.
- नोंदणी आणि इतर आरटीओ शुल्क, विमा (पहिले वर्ष) याचे कोटेशन आणि कारसाठी फास्टॅग भरा.
- आपल्याला हव्या असलेल्या ॲक्सेसरीज / एक्स्टेंडेड वॉरंटी आणि डीलरने सांगितलेले हँडलिंग / लॉजिस्टिक्स शुल्क असल्यास तेही भरा, म्हणजे त्यामुळे किंमत किती वाढते ते दिसेल.
- अंदाजे ऑन-रोड किंमत, बाबनिहाय तपशील आणि आलेख आपण टाइप करताच बदलतात. किंमत ₹10 लाखांपेक्षा जास्त असल्यास टीसीएस आपोआप जोडला जातो.
Ex-showroom vs on-road price
The price in a car or bike advertisement is usually the ex-showroom price: the vehicle itself, including GST. Before you can drive it on the road you also pay road tax and registration charges to the state, buy insurance, and for a car, a FASTag. The total is the on-road price, and it's often 10–20% more than the ex-showroom price. This on-road price calculator builds an itemised estimate from the figures you enter, so you can check a dealer's quote line by line.
How the estimate is built
+ insurance + FASTag + accessories / extended warranty + handling (if any)
+ TCS (1% of the price, only if the price is above ₹10 lakh)
Worked example
| Item | ₹8 lakh car | ₹12 lakh car |
|---|---|---|
| Ex-showroom price | ₹8,00,000 | ₹12,00,000 |
| Road tax (example: 10% / 12%) | ₹80,000 | ₹1,44,000 |
| Registration & RTO charges (example) | ₹2,500 | ₹2,500 |
| Insurance (example quote) | ₹35,000 | ₹35,000 |
| FASTag | ₹500 | ₹500 |
| TCS at 1% | Not applicable | ₹12,000 |
| On-road price | ₹9,18,000 | ₹13,94,000 |
The road tax rates above are only examples to show the arithmetic, not any particular state's rate.
Road tax: why there's no state preset
Motor vehicle tax is set by each state, usually as a one-time "lifetime" tax for private vehicles, and it depends on the price band, fuel type, engine size, whether the owner is an individual or a company, and sometimes a separate cess. States revise these rates in their budgets, and many waive or cut road tax for electric vehicles under their EV policies. A built-in figure could easily be out of date, so the calculator asks you for the rate. Find it on your state transport department's website, on parivahan.gov.in, or in the dealer's itemised RTO breakup.
TCS on vehicles above ₹10 lakh
When a motor vehicle's sale price is more than ₹10 lakh, the dealer must collect tax collected at source (TCS) of 1% of the full price and deposit it against your PAN. This was section 206C(1F) of the Income-tax Act, 1961 and continues under section 394 of the Income-tax Act, 2025 from 1 April 2026, with the same 1% rate for motor vehicles (checked October 2026). TCS isn't an extra cost. It shows up in your Form 26AS/AIS, and you claim it against your income tax in your return or get it refunded. That's why the calculator also shows the "real cost after TCS credit".
Charges to question
- Handling or logistics charges are not a government tax or RTO fee. Transport departments in several states, including Delhi, Kerala and Assam, have acted against dealers who collect them. Ask for it to be removed, or at least itemised.
- Insurance from the dealer is convenient, but you don't have to buy it there. New cars need 3-year and new two-wheelers 5-year third-party cover. Compare the own-damage premium with other insurers.
- Accessories and extended warranty are optional. Decide on them separately from the vehicle price.
- Registration charges should match the RTO receipt. They include the registration certificate fee, smart card, high-security number plate and, on a loan, the hypothecation fee. Battery-operated vehicles are exempt from the central registration certificate fee (Central Motor Vehicles Rules, amended 2021).
Everything here is an estimate from your inputs. Confirm the final figures with the dealer's itemised quote and your RTO before you pay.