IFSC Code Validator

1. Type or paste the 11-character IFSC from a cheque, passbook or the payee's message. Use Try an example to see one.
2. The result updates as you type. A valid code shows the bank's name (for the major banks in our list) and the bank code, the zero and the branch code separately.
3. If the format is wrong, the tool says why. The most common mistake, the letter O in place of the zero in the 5th place, gets its own message.
4. Search the bank code table below the tool by name or code.
5. Before sending a large amount, look up the branch on the RBI's IFSC page or the bank's own website: this tool doesn't look up branches.

What is an IFSC code?

The Indian Financial System Code (IFSC) is an 11-character code, assigned by the Reserve Bank of India, that identifies a bank branch taking part in NEFT, RTGS and IMPS transfers. You need it with the account number when you add a payee in net banking. A wrong IFSC usually makes the transfer fail or bounce back, but it's better to catch the mistake before you hit send.

This IFSC code validator checks the format and names the bank from its 4-letter code, all inside your browser. It doesn't look up branches (that needs RBI's full list) and it can't confirm that a branch with that code exists.

IFSC format

• Characters 1–4: the bank code, always letters (SBIN = State Bank of India, UTIB = Axis Bank).
• Character 5: always the digit zero, kept for future use. Typing the letter O here is the single most common IFSC error.
• Characters 6–11: the branch code chosen by the bank, letters or digits.

Bank codes of major banks

Some codes don't look like the bank's current name because they date from older names: UTIB from UTI Bank (now Axis Bank) and CSBK from Catholic Syrian Bank (now CSB Bank). The tool's list covers over 60 of the largest public, private, small finance, payments, foreign and co-operative banks. It's not exhaustive: there are hundreds more codes, mostly for co-operative and regional rural banks. A code that isn't in our list can still be perfectly valid.

Sources: bank names as listed in RBI's IFSC files (as compiled in the open-source razorpay/ifsc dataset), checked October 2026.

Finding the branch

To find which branch an IFSC belongs to, or the IFSC of a branch, use the IFSC/MICR page on rbi.org.in, your bank's website or app, or the IFSC printed on your cheque leaf and passbook. When banks merge (for example the 2020 public sector bank mergers), old branch IFSCs are replaced with the new bank's codes, so always use the IFSC the payee gives you today rather than an old cheque.

Tips

• Paying to a UPI ID doesn't need an IFSC; adding a bank account as a payee does.
• A correct IFSC doesn't protect you from fraud: the account number decides where money goes. Verify payee details through a known channel before paying.
• An IFSC isn't secret, but your account number is. This tool asks only for the IFSC and keeps nothing.